What regenerative medicine actually costs
It is the first question almost every patient has and close to nobody in this category answers it. Here is what we can say truthfully today, and what we are still collecting.
Researched and edited by Rob MartinezNot medically reviewed. No clinician has reviewed this page. Why that mattersLast updated 2026-09-17
Where this page stands
We are collecting published clinic pricing and patient-reported figures by treatment and metro. Until we hold enough data points in a given metro to publish a range honestly, this page does not show a number. Every competitor that shows you a confident national average for stem cell therapy is showing you a guess.
What drives the number
| Treatment | What the price usually depends on |
|---|---|
| Stem Cells | Evidence is early and condition-specific. Ask any provider to point you to studies for your exact situation, not to general claims. |
| PRP | Evidence is stronger for some tendon and joint uses than others. Ask a provider for the specifics on your condition rather than a general endorsement. |
| Prolotherapy | Evidence varies by condition and is still developing. Ask a provider what the research supports for your specific situation. |
| Peptides | Evidence differs sharply from one peptide to another. Ask about the specific compound, not peptides in general. |
| Ozone | Ozone therapy is not FDA approved and evidence is limited and contested. Weigh any provider's claims carefully and ask for specifics. |
| Shockwave | The evidence here is comparatively stronger than for most options in this directory, but it varies sharply by condition. Ask what the research shows for yours, not for shockwave in general. |
Regulatory status drives cost more than anything else here: a treatment no insurer covers is priced by what patients will pay, not by a fee schedule.
Cost questions
Does insurance cover stem cell therapy or PRP?
Almost never for the injection itself. US insurers class cell-based and platelet injections as investigational for nearly all orthopedic indications, which means no coverage. The consultation, imaging, and any conventional treatment delivered in the same visit often are covered, and are billed separately. Ask for the CPT codes for every line before you agree to anything, then check those codes with your insurer yourself.
Why does no clinic publish a price?
Because the price is set per patient and the treatment is not a covered service, so there is no fee schedule forcing transparency. Pricing usually depends on the number of joints treated, the product used, and whether imaging guidance is included. That is also why a quoted price can change between the phone call and the consultation.
What should I get in writing?
The total, what it includes, whether a second injection is billed separately and at what price, what happens if the treatment does not help, and the refund policy. A clinic that will not put the total in writing before the consultation is telling you something.
Are financing offers a red flag?
Not by themselves; plenty of legitimate practices offer medical financing for uninsured procedures. It becomes a warning sign when the financing is pushed before the diagnosis, when the discount expires if you do not sign today, or when the package covers a course of treatments bought upfront.